Your income stops
Off sick or injured for three months? Your bond, car and school fees still go off every month. Most work cover pays far less than people expect.
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Tristan Financial Planning
Financial Planner
Free 15-minute Cover Gap Check
What would you get paid if you couldn’t work tomorrow?
Medical aid pays the hospital. It doesn’t pay your bond, school fees or salary. In 15 minutes, Tristan shows you exactly what you’re covered for, and where the gaps are.
Free No obligation No jargon Private
Where cover falls short
Most people only find their cover gaps when they claim.
A serious illness
Medical aid pays the hospital. It doesn't pay your life while you recover: time off work, travel, care at home and lost income.
Your family without you
If you passed away, could your family keep the house and keep life going? The right cover pays out to them when they need it most.
Your 15 minutes
What happens on the call
We look at what you have
Your work benefits and any personal policies. Not sure what you've got? That's fine, we'll find out together.
Quick gap maths
What you'd actually be paid if you couldn't work, fell ill or passed away, compared with what your family needs.
Clear next steps
A plain-English summary of your gaps. If cover makes sense, Tristan explains your options. No pressure to buy.
Book your free call
Pick a time that suits you.
Choose a slot and you’ll get a confirmation straight away. You’ll speak directly with Tristan.
If you need cover
What Tristan can help with
Life cover from R200/month
Starting price only. Premiums, eligibility, benefits and cover depend on individual circumstances, underwriting and policy terms.
Life cover
Support for the people who depend on you, from R200 per month.
Income & retrenchment
A monthly income if illness, disability or retrenchment stops your pay.
Disability & severe illness
A lump sum for the financial impact of serious illness and recovery.
Debt & bond protection
Keep your home and settle debt if life takes an unexpected turn.
Education funding
Keep your children's education on track, whatever happens.
Estate planning
Wills and estate planning so your legacy goes where you intend.
Your adviser
Tristan Ehrenreich
Financial Adviser · Tristan Financial Planning
“Most people don’t know what their cover actually pays until they need it. My job is to show you that now, in plain English, so you can decide what makes sense for your family.”
Book my free 15-min callQuestions
Is the Cover Gap Check really free?
Yes. It's a free, no-obligation conversation. You won't be asked to sign anything on the call.
Will I be pressured to buy something?
No. The goal is to show you where you stand. If there's a gap worth fixing, Tristan explains your options and you decide in your own time.
What should I have ready?
Nothing formal. If you know roughly what cover you have through work or any personal policies, that helps, but it isn't required.
How does the call happen?
By phone or video, at a time that suits you. Pick a slot below and you'll get a confirmation straight away.